I Had a Car Accident That Wasn’t My Fault—What Should I Do Next?

If you've just been in a car wreck and know it wasn’t your fault, you may feel confused, angry, or overwhelmed. The other driver made the mistake—but now you’re the one stuck with medical bills, car repairs, and missed work.

At Nelson, Bryan, and Cross, we help injury victims across Alabama navigate what comes next after a crash—especially when they were not the ones who caused it. Here’s what to do if you find yourself in that position.

1. Call 911 and Get a Police Report

Always call the police—even if the damage looks minor. A police report:

• Creates an official record of the accident

• Documents who was at fault

• Can be crucial for your insurance claim or injury lawsuit

Without a report, it becomes your word against theirs.

2. Document Everything at the Scene

If you're able to move safely, take these steps:

• Photograph damage to all vehicles

• Get the other driver’s license and insurance info

• Take photos of skid marks, traffic signs, or hazards

• Collect contact info from any witnesses

The more evidence you gather, the stronger your case will be later.

3. Get Medical Attention—Immediately

Even if you feel “okay,” it’s critical to see a doctor. Some injuries (like concussions, whiplash, or internal trauma) don’t show symptoms right away.

Plus, medical records:

• Help document your injuries

• Connect those injuries to the crash

• Strengthen your personal injury claim

Delaying care may hurt both your health and your case.

4. Don’t Trust the Other Driver’s Insurance Company

The other driver’s insurer may:

• Call you quickly for a statement

• Offer a lowball settlement

• Try to shift some blame to reduce their payout

Don’t speak to them without legal advice. Insurance companies aren’t your friend—they’re protecting their bottom line.

5. Know How Alabama’s Fault Laws Work

Alabama is a “fault” state and follows the rule of contributory negligence. This means:

• If you’re found even 1% at fault, you may lose the right to recover compensation

• The insurance company will look for any reason to blame you, even partially

That’s why having legal representation matters so much.

6. Call an Experienced Car Accident Attorney

You may be entitled to compensation for:

• Medical bills

• Lost wages

• Property damage

• Pain and suffering

• Future care or rehab costs

At Nelson, Bryan, and Cross, we:

• Investigate the crash and gather key evidence

• Handle all communication with insurers

• Fight to protect your rights in a state with harsh fault laws

• Pursue the maximum compensation you deserve

Don’t Delay—Let Us Help You Get Back on Track

Being in a wreck that wasn’t your fault is frustrating enough. You shouldn’t have to fight the legal system alone.

If you were injured or your property was damaged, our team is ready to help. At Nelson, Bryan, and Cross, we’ll walk you through your options and build the strongest case possible.

Contact us today for a free consultation and let us protect your rights from day one.